How to Protect Your Home From Wildfire Risk

Wildfires may impact many homeowners in Texas. These fires can result from natural and human factors, such as dry vegetation, high temperatures and an ignition source. Wildfires can have devastating impacts on properties, which is why it’s essential to make proper preparations and review your homeowners insurance coverage.

How to Prepare for Wildfire Season

Fires can happen year-round in Texas, but risks are higher from February to April and August to October. To prepare for these high-risk seasons, consider implementing the following precautions:

• Plant fire-resistant shrubs and trees on your property.

• Use fire-resistant or noncombustible materials for the roof and exterior of your home.

• Regularly clean your roof and gutters by removing any debris that could catch fire.

• Inspect your chimney(s) and clean them.

• Install smoke alarms on every level of your home and text them every month.

• Teach your family members how to use a fire extinguisher and show them where it is stored.

• Install protective shutters or heavy fire-resistant drapes.

• Mow grass regularly.

• Keep trees on your property trimmed and free of dead branches.

• Create an emergency evacuation plan and communicate it with everyone on the property.

Learn More

While standard homeowners insurance policies may include coverage for wildfires, it’s essential to review your policy to understand specific exclusions, limitations and additional deductibles that may apply. For homeowners insurance guidance near you, contact Don Atwell & Associates, LLC.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.