Business Insurance in Houston, TX
Owning a business means navigating both opportunity and risk. Whether you run a tax service, retail shop or logistics company, unexpected losses such as property damage, lawsuits or accidents can disrupt operations. Business insurance helps offer financial coverage so your company can recover and move forward.
What Is Business Insurance?
Business insurance is a set of policies designed to help cover financial losses that arise during day-to-day operations. While each business is unique, certain risks, such as liability claims, equipment damage or employee injuries, are common across industries. Business insurance helps address those financial risks in a structured and manageable way.
What Does Business Insurance Typically Cover?
Coverage needs may depend on your business type, location and size. However, a standard business insurance plan may include the following types of policies:
- General liability insurance may help cover third-party injuries, property damage, personal and advertising injuries and legal defense costs.
- Commercial property insurance may cover damage to buildings, inventory, equipment or furnishings.
- Business interruption coverage may help with lost income and ongoing expenses if your operations are temporarily shut down due to a covered event.
- Workers’ compensation insurance is often required by law and may provide wage replacement, medical benefits and assistance with legal costs if an employee is injured on the job.
- Professional liability (errors & omissions) insurance may apply if your clients allege that your business provided inadequate services.
- Commercial auto insurance is legally required in Texas if you use vehicles for business purposes.
Your coverage can be customized to reflect your business structure, operations and risk level. Working with licensed agents like ours can help identify gaps and build a plan that fits your needs.
Where Can I Get Business Insurance?
Multiservices By Veronica Moreno offers personalized support to Houston business owners exploring insurance options. Whether you’re launching a new venture or reviewing your current coverage, our team is ready to walk you through it. Reach out today to get a tailored quote.